AMERICAN AIRLINES® AADVANTAGE® AVIATOR™ BUSINESS MASTERCARD® REWARD RULES

This document contains the official Reward Rules for the AAdvantage® Aviator™ Business MasterCard® Account (the "Account") issued by Barclays Bank Delaware (Barclaycard) and includes important conditions and limitations (the "Reward Rules"). Please read the Reward Rules and keep this document in a safe place.

AAdvantage® is a frequent flyer program offered by American Airlines (the "Program") and is not a product or program of Barclaycard. American Airlines is solely responsible for establishing the terms and conditions of your participation and mileage accumulation in the Program. Terms and conditions of the Program are published by American Airlines at aa.com and American Airlines reserves the right to change the Program at any time with or without prior notice.

Use of your Account constitutes your acceptance of each of the terms described below and the terms of the Business Card Agreement. Capitalized terms not defined in these Reward Rules have the meaning ascribed to them in the Business Card Agreement.

Reward Rules Administration
The Reward Rules are administered by Barclays Bank Delaware (Barclaycard) located in Wilmington, DE ("we", "us" or "our"). We are solely responsible for all credit and eligibility standards and determination of Account issuance. To qualify for participation in the Program and to maintain your good standing:

Program Membership
If your AAdvantage® membership number was included in the application, we will add that number to your Account automatically.

Important Information about AAdvantage® Miles

Miles Restrictions
You may not earn AAdvantage® miles during a billing cycle in which any of the following occur:

Miles Forfeiture
Your AAdvantage® miles may be forfeited if any of the following occur:

Earning Miles
You earn AAdvantage® miles on retail Purchases made with your Account, less credits, returns and adjustments (" Net Purchases" ) made by you and/or any Cardmember(s) of the Card.

There is no limit to the number of AAdvantage® miles you can earn as long as the Program continues and your Account remains open and in good standing.

Additional Benefits of your Account
American Airlines Companion Certificate

The Signing Individual will earn a $99 domestic economy fare American Airlines Companion Certificate (the "Companion Certificate") provided that: (1) $30,000 or more in eligible Net Purchases are made with your Account during the card membership year (each 12 month period through and including the account anniversary month) and (2) your Account remains open for at least 45 days after the anniversary date. Please allow 8-10 weeks for delivery of the Companion Certificate. When used according to its terms, you will pay a $99 companion ticket fee plus $21.60 to $43.20 in government taxes and fees, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic economy fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select economy inventory. The Companion Certificate will be valid one year from issue and is valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by Envoy Air Inc., SkyWest Airlines, Inc., or ExpressJet Airlines, Inc. For residents of Alaska and Hawaii, the Companion Certificate is valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the Companion Certificate.

5% AAdvantage® Mileage Bonus
Each cardmembership year, the Signing Individual will earn a 5% American Airlines AAdvantage® mileage bonus on eligible purchases provided that the following conditions are met: (1) the Signing Individual renews the annual cardmembership, and (2) the Account remains open for at least 45 days after cardmembership renewal. Eligible purchases exclude balance transfers, fees, cash advances, items returned for credit and finance charges. The 5% AAdvantage® mileage bonus will be calculated as a percentage of the eligible purchases made on the Account during the cardmembership year (each 12 month period prior to the account anniversary date) and will post to the Signing Individual's AAdvantage® account 6-8 weeks after the above requirements are met.

Free Checked Bag
Signing individuals may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines or operated by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines Corporation, Mesa Airlines, Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., or Trans States Airlines, LLC. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) customers traveling with the eligible primary Cardmember will also get their first checked bag free of charge if they are listed in the same reservation. For benefit to apply, the Account must be open 7 days prior to air travel AND, reservation must include the primary Cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. This benefit cannot be combined with any existing AAdvantage® elite program benefits, including any waiver of baggage charges. Waiver does not apply to overweight or oversized bags. Please see aa.com for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.

Group 1 Boarding
For benefit to apply, the Account must be open 7 days prior to air travel AND, reservation must include the primary Cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your credit card Account is closed for any reason, these benefits will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) customers traveling with and listed in the same reservation as the primary Cardmember are eligible for Group 1 boarding. Applicable terms and conditions are subject to change without notice. The Group 1 boarding benefit will display at the top of your American Airlines boarding pass as Group 1. Cardmembers will have Group 1 boarding on domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines Corporation, Mesa Airlines, Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., or Trans States Airlines, LLC.

25% Statement Credit for In-Flight Purchases
Cardmembers in good standing will qualify for a 25% savings on eligible in-flight purchases. Eligible purchases include the inflight purchase of food, beverages, and headsets on American Airlines operated flights when purchased on their Account. Savings do not apply to any other in-flight purchases, such as wireless internet access, DutyFree, or In-Flight Entertainment. This offer is available on eligible flights as long as supplies last. This benefit will not be available for travel on codeshare flights booked with American Airlines flight number but operated by another airline. This savings will appear as an Account statement credit 6 -8 weeks after the transaction is posted to the Cardmember's Account. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice.

Reduced Mileage Awards
The Reduced Mileage Awards program allows AAdvantage® Aviator™ MasterCard® cardmembers to redeem American Airlines AAdvantage® miles for discounted round trip or oneway travel on MileSAAver® awards to destinations selected every other month. The MileSAAver® discount is 7,500 American Airlines AAdvantage® miles round trip or 3,750 oneway for this AAdvantage® Aviator™ card if travel booked is greater than 500 miles in distance. If travel booked is less than or equal to 500 miles in distance, which qualifies for a short haul MileSAAver award, the mileage discount will be 2,000 American Airlines AAdvantage® miles round trip or 1,000 one-way for this AAdvantage® Aviator™ card.
Redemption of Reduced Mileage Awards applies only to bookings made by phone through American Airlines Reservations or through airport or city ticket centers. A $35 USD award service charge per person applies to AAdvantage® award reservations ticketed by our Travel Centers, or a $35 USD award service charge per person applies to AAdvantage® award reservations ticketed by our Airport Agents. This payment does not apply to AAdvantage® Executive Platinum members and American Airlines AirPass customers. All such additional amounts are subject to change. Flights and availability are subject to change without notice. For the complete list of Reduced Mileage Awards, visit aa.com/reducedmileageawards.

Responsibility of the Parties/Information Sharing
American Airlines is not a party to the Business Card Agreement between you and Barclaycard, does not participate in any extension of credit, has no authority regarding the Account and is not responsible for any goods or services offered by Barclaycard. Barclaycard is not responsible for any goods or services offered by American Airlines. You authorize Barclaycard to share information about your Account with American Airlines and the American Airlines Dining Program to the extent needed to administer the Program. You also agree that Barclaycard may share Account information as set forth in Barclaycard's Privacy Policy.

Limitation and Release of Liability
By participating in the Program and accepting and using Rewards earned through the Program, you or any other beneficiary of the Program release, discharge and hold harmless Barclaycard and their respective parent companies, subsidiaries, affiliates, agents, administrators, employees, officers, directors, successors and assignees from all claims, damages or liability including, but not limited to, physical injury or death, arising out of participation in the Program or travel taken or use of products purchased in connection with the Program. Barclaycard is not responsible for unauthorized redemptions on your Account. Barclaycard has no liability in case of disagreement over issuance of Rewards or a Cardmember' s right to possess Rewards.

Important General Program Disclosures
American Airlines reserves the right to change the AAdvantage® Program and its terms and conditions at any time without notice, and to end the AAdvantage® Program with six months' notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned do not count toward elitestatus qualification. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® Program, visit aa.com/aadvantage.
Barclaycard is not responsible for typographical errors or omissions in this document. Miles cannot be combined with other discount or reward programs unless specifically authorized by us. Barclaycard reserves the right to correct inaccurate rewards values represented on statements or our website, at our sole discretion. We may, at our sole discretion, cancel, modify, restrict, or terminate our offering of the Reward Rules or any aspects or features of the Reward Rules to you at any time without prior notice. All interpretations of Reward Rules shall be at our sole discretion.
American Airlines, AAdvantage, the Flight Symbol logo and AAdvantage Million Miler are trademarks of American Airlines, Inc.

Customer Service
If you have any questions about your rewards program, please contact the customer service phone number on the back of your card.

© 2016 Barclays Bank Delaware (Barclaycard), Member FDIC